I CAN'T AFFORD MY NEXT SESSION. SHOULD I TELL MY THERAPIST?

Running into financial hardship is unfortunate and can also feel embarrasing or shaming. However, therapists are very much aware that healthcare can be expensive. People can face downsizing, lose a job, or even be inbetween insurance plans. 

When you are facing financial hardship, the best thing to do is be 100% honest with your therapist about what you are experiencing. Your therapist can offer you emotional support, but also can offer some good resources.

If you are unable to pay for your sessions, some therapists will offer a discount or waive a session fee. It is not impolite to ask, and your therapist will give you an honest answer.

There are also many options for "sliding scale" therapy. This is the term for therapy cost being based upon your income. To find a sliding scale therapist you can check out The Open Path Collective Non-Profit. This online community connects clients with licensed therapists who offer the sliding scale rate. Most therapists in private practice will save a few spots each week to work with someone who could otherwise not get the treatment needed.

There are also community mental health centers, options for Medi-Caid or Medicare therapists, and similar programs in most communities. In most cities, if you dial 211 on your phone you will be connected with community services that can offer some support.

You can also ask your therapist for resources for hotlines, free support groups, and online resources that can be additional support. 

Does a hotline mean the same quality of care as a private therapy session? Most likely no. But, if you cannot afford treatment, be honest and up front. Allow your therapist to ask questions and see if they can assist or refer you to someone who can help.